Citi® / AAdvantage® Gold
World Elite Mastercard®
Terms and Conditions

1 AAdvantage mile per $1

AAdvantage® miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage® miles may be earned on purchases made by primary credit cardmembers and Authorized Users. AAdvantage® miles earned will be posted to the primary credit cardmember’s AAdvantage® account in 8-10 weeks.

No mileage cap

There is no maximum number of American Airlines AAdvantage® miles that you can accumulate through your Citi®/AAdvantage® credit card account.

Mileage Expiration

For primary AAdvantage® credit cardholders, AAdvantage® miles do not expire as long as the card account is open. For details, click here

1 Loyalty Point per eligible AAdvantage® mile

1 Loyalty Point accrues for every eligible mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage® miles include the base miles earned on purchases, and do not include any bonus miles or accelerators. Loyalty Points may be earned on miles on purchases made by primary cardmembers and authorized users. Loyalty Points earned will be posted to the primary credit cardmember’s AAdvantage® account in 8-10 weeks.

25% savings on eligible inflight purchases

Citi® / AAdvantage® credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi® / AAdvantage® credit card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember’s card account. Applicable terms and conditions are subject to change without notice.

American Airlines Vacations℠ leisure discount program

This offer provides a 10% discount on non-flight components of qualifying American Airlines Vacations℠ travel packages. Discount will be applied to non-flight components (hotels, rental cars, theme park passes, sightseeing tours, etc.) when purchased via aavacations.com/citiaadvantage». The discount is applied to prices provided throughout the booking path and is reflected in the price page. A maximum of 6 passengers can be listed in a single reservation for an American Airlines Vacations℠ booking.

This discount is only available online via the designated American Airlines Vacations℠ discount program website accessible through aavacations.com/citiaadvantage». Accessing aavacations.com via any other source will not provide this discount. Our professional reservations representatives are available by phone but the discount only applies to online bookings made via the designated American Airlines Vacations℠ discount program website. Any changes to a booking made by our reservations representatives will result in the loss of the discount. Cancellations are subject to all applicable penalties. All sales are subject to American Airlines Vacations℠ normal cancellation and refund policies, which vary by destination. Once you have selected your destination and itinerary, you should review these policies by reading the Terms and Conditions, available on the payment page, before purchasing your travel arrangements.

Authorized user

Before adding an Authorized User to your credit card account you should know:

You’re responsible for all charges made or allowed to the credit card account by the Authorized User. AAdvantage® miles earned on an Authorized User’s credit card will be allocated to the AAdvantage® account of the primary credit cardholder and not the Authorized User. Authorized Users have access to your credit card account information. Before adding an Authorized User, you must let him/her know that we may report credit card account performance to the credit reporting agencies in the Authorized User’s name. If we ask for information about the Authorized User, you must obtain their permission to share their information with us and for us to share it as allowed by applicable law.

If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage® miles for purchases made with your card, suspending or closing your Citi® / AAdvantage® card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage® miles or (4) using your account other than for personal, family or household purposes.

The Card Account is only available if you have a current AAdvantage® program membership in your name. Citi reserves the right to cancel your Card Account if you or American terminates or deactivates your AAdvantage® program membership.

Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.

American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time with or without notice, and to end the AAdvantage® program with six months’ notice. Any such changes may affect your ability to use AAdvantage® Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints ». For complete details about the AAdvantage® program, visit aa.com/aadvantage ». For the AAdvantage® terms and conditions, visit aa.com/aadvantageterms ».

Travel booked on American Airlines may be American Eagle® service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc.

American Airlines®, American Eagle®, AAdvantage®, AAdvantage Business™, AAdvantage Hotels®, AAdvantage Million Miler™, AAdvantage Executive Platinum®, AAdvantage Platinum Pro®, AAdvantage Platinum®, AAdvantage Gold®, American Airlines Vacations℠, AAdvantage Events™, AAdvantage MileUp®, Flagship®, Admirals Club®, AA.com®, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.

oneworld® is a registered trademark of the oneworld Alliance, LLC.

Mastercard and World Elite Mastercard are registered trademarks, and the circle design, is a trademark of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

Citi® / AAdvantage® Gold World Elite Mastercard® Terms and Conditions