Citi® / AAdvantage Business™ World Elite Mastercard®

Turn business expenses into future business travel

Earn AAdvantage® miles for your business and Loyalty Points toward AAdvantage® status when you use your card for business purchases**

CitiBusiness / AAdvantage Platinum Select World Mastercard

Citi® / AAdvantage Business™
World Elite Mastercard®

Explore the amazing Citi® / AAdvantage Business™ World Elite Mastercard® benefits built for business and adventure:

companion Earn an American Airlines Companion Certificate for domestic travel after $30,000 in purchases each cardmembership year and cardmembership is renewed. Fees apply.

wi-fi 25% savings on American Airlines inflight Wi-Fi purchases when you use your card

food 25% savings on inflight food and beverage purchases on American Airlines flights when you use your card

baggage First checked bag free on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation

boarding Preferred boarding on American Airlines flights

No foreign transaction fees on international purchases*

double miles on cable Earn 2 miles for every $1 spent on cable and satellite providers

double miles Earn 2 miles for every $1 spent on eligible American Airlines purchases

double miles for fuel Earn 2 miles for every $1 spent at gas stations

double miles for telecom  Earn 2 miles for every $1 spent on select telecommunications merchants

double miles for rental cars Earn 2 miles for every $1 spent on car rentals

air miles Earn 1 mile for every $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible mile earned from purchases.**

assistance 24/7 personal business assistant to help with travel, hotel and dining arrangements

account summaries View a summary of transactions by month, last 3 months or prior year by cardholder to streamline your accounting

World Elite Mastercard® Savings
Save money and increase everyday efficiency with special offers on Microsoft, Intuit® and more with your Mastercard

As a Citi® / AAdvantage® member, you have access to special AAdvantage programs that offer even more ways to earn miles when using your Citi® / AAdvantage® credit card

As a Citi® / AAdvantage® member, you have access to special AAdvantage programs that offer even more ways to earn miles when using your Citi® / AAdvantage® credit card

Simply MilesSimplyMiles™
Earn miles faster on purchases by activating offers and shopping your favorite brands in store and online

eShopping
Shop at 1200+ online stores and earn miles on every dollar in addition to those earned with your credit card

AAdvantage Dining℠
Earn miles faster on purchases when you dine at local restaurants

American Airlines Vacations
10% discount on eligible American Airlines vacations*

Redeem Miles 
Cardmembers, when logged in, receive discounted rates for car rentals and hotel stays

More ways to earn and redeem your AAdvantage® miles

Book with American Airlines Cruises & earn 2X AAdvantage® miles

Eligible Citi® / AAdvantage® Mastercard® cardmembers earn a total of 2X AAdvantage® miles on cruises. Book with the guaranteed best price and receive all the same great deals the cruise lines offer.

Additional terms apply.

 

Learn more

Enjoy the savings and the earnings with Avis and Budget

Save up to 35% off base rates on your car rental with Avis and Budget and earn 3X AAdvantage® miles from the AAdvantage® program.

Book now

Experience more with Loyalty Point Rewards

Loyalty Point Rewards allow you to access even more in the AAdvantage® program – before, between and beyond status tiers. Plus, you can choose the rewards that matter to you.

Choose from rewards like:

  • Systemwide upgrades to fly in a higher class of service
  • Gift of AAdvantage® status for a loved one
  • Admirals Club® One-Day Passes to relax before takeoff

 

Explore Loyalty Point Rewards

Redeem your AAdvantage® miles for Mastercard Priceless Experiences®

U.S. American Airlines AAdvantage® Mastercard® credit card holders can now use miles or a combination of miles and dollars to book Mastercard Priceless Experiences.

Enjoy culinary, sporting, theatrical events and more to fuel your passions and make priceless memories.

Book now

Access to Exclusive Business Offers

Save money and increase your everyday efficiency with special business offers from Mastercard.

The offers include financial tools, tax preparation and customer relationship management solutions when you purchase with your World Elite Mastercard®.

Learn More

Earn AAdvantage® miles on every purchase

Turn shopping into miles with AAdvantage® eShopping℠.

Shop 1,200+ stores for groceries, fashion, home goods, and more. You’ll access top deals and valuable coupons, plus earn miles on every dollar you spend–and that’s on top of miles you’re already earning with your Citi® / AAdvantage® credit card.

Shop now to earn AAdvantage® miles

Earn more miles with SimplyMiles™

Introducing SimplyMiles™ — a new way to earn American Airlines AAdvantage® miles faster on every dollar you spend, with personalized offers from your favorite brands.

Simply join and register your Citi® / AAdvantage® card and shop at your favorite stores. It’s easy to get started:

  1. 1) Join SimplyMiles™
  2. 2) Add your Citi® / AAdvantage® card
  3. 3) Activate offers, shop and earn miles

The more you shop, the more you earn for flights, upgrades, vacations and more.

Explore SimplyMiles and Register today

Get a 10% discount on eligible dream vacations

Did you know that as a Citi® / AAdvantage® cardmember you get a 10% discount off non-air components of qualifying American Airlines Vacation packages, including hotel stays, rental cars, tours and activities?

Use this dedicated link to benefit from the 10% discount.

aavacations.com/citi

1 mile per $1

For accounts opened on or after October 16, 2023 or accounts that received notification in the November 2023 billing statement of the new AAdvantage Business™ program: AAdvantage® miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage® miles may be earned on purchases made by the primary credit cardmember and Authorized Users. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.

For accounts opened prior to October 16th, 2023 that did not receive notification in the November 2023 billing statement of the new AAdvantage Business™ program: AAdvantage® miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage® miles may be earned on purchases made by the primary credit cardmember and Authorized Users. AAdvantage® miles earned will be posted to the primary cardmember’s AAdvantage® account in 8-10 weeks.

Double miles on American Airlines purchases

For accounts opened on or after October 16, 2023 or accounts that received notification in the November 2023 billing statement of the new AAdvantage Business™ program: Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club®, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage® status boost or renewal, and AA Cargo™ products and services. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.

For accounts opened prior to October 16th, 2023 that did not receive notification in the November 2023 billing statement of the new AAdvantage Business™ program: Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club®, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage® status boost or renewal, and AA Cargo™ products and services. AAdvantage® miles earned will be posted to the primary cardmember’s AAdvantage® account in 8-10 weeks.

Double miles on purchases in select business categories

For accounts opened on or after October 16, 2023 or accounts that received notification in the November 2023 billing statement of the new AAdvantage Business™ program: Earn 2 AAdvantage® miles per $1 spent on purchases at certain telecommunications merchants, car rental merchants, cable and satellite providers, and at gas stations. Telecommunications merchants are classified as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are classified as providers of short-term or long-term rentals of cars, trucks, or vans. Cable and satellite providers are classified as merchants that provide the connection and ongoing delivery of television, internet (computer network, information services, email website hosting services) telephone and radio programming via cable or satellite on a subscription or fee basis. Gas stations are classified as merchants that sell fuel primarily for consumer use and may or may not be attended.

Certain Non-Qualifying Purchases. Car rental purchases not eligible to receive double AAdvantage® miles include purchases at merchants that rent motor homes or other recreational vehicles and purchases made through travel agencies, tour operators, and online third party travel sites and charges paid on car rental redemptions through Rocketmiles. Gas station purchases not eligible to receive double AAdvantage® miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.

Merchant Classification for Rewards Categories. Merchants are assigned a merchant category code (“MCC”), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage® miles. [For example, you won’t earn additional AAdvantage® miles for purchases at a restaurant located within a retailer if the restaurant is assigned a “retailer” code instead of a “restaurant” code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage® miles depending on how the technology is set up to process the purchase.

Citi reserves the right to determine which purchases qualify for this offer. AAdvantage® miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) account do not earn AAdvantage® miles. AAdvantage® miles earned will be posted to the AAdvantage Business™ account in 8–10 weeks.

For accounts opened prior to October 16th, 2023 that did not receive notification in the November 2023 billing statement of the new AAdvantage Business™ program: Earn 2 AAdvantage® miles per $1 spent on purchases at certain telecommunications merchants, car rental merchants, cable and satellite providers, and at gas stations. Telecommunications merchants are classified as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are classified as providers of short-term or long-term rentals of cars, trucks, or vans. Cable and satellite providers are classified as merchants that provide the connection and ongoing delivery of television, internet (computer network, information services, email website hosting services) telephone and radio programming via cable or satellite on a subscription or fee basis. Gas stations are classified as merchants that sell fuel primarily for consumer use and may or may not be attended.

Certain Non-Qualifying Purchases. Car rental purchases not eligible to receive double AAdvantage® miles include purchases at merchants that rent motor homes or other recreational vehicles and purchases made through travel agencies, tour operators, and online third party travel sites and charges paid on car rental redemptions through Rocketmiles. Gas station purchases not eligible to receive double AAdvantage® miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.

Merchant Classification for Rewards Categories. Merchants are assigned a merchant category code (“MCC”), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage® miles. [For example, you won’t earn additional AAdvantage® miles for purchases at a restaurant located within a retailer if the restaurant is assigned a “retailer” code instead of a “restaurant” code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage® miles depending on how the technology is set up to process the purchase.

Citi reserves the right to determine which purchases qualify for this offer. AAdvantage® miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) account do not earn AAdvantage® miles. AAdvantage® miles earned will be posted to the primary cardmember’s AAdvantage® account in 8–10 weeks.

Bonus miles

For accounts opened on or after October 16, 2023 or accounts that received notification in the November 2023 billing statement of the new AAdvantage Business™ program: Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage® bonus miles typically will appear as a bonus in your AAdvantage Business™ account 8-10 weeks after you have met the purchase requirements. AAdvantage® miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. The Business for whom a Citi® / AAdvantage Business™ Mastercard® account was opened must have an AAdvantage Business™ account. AAdvantage® miles earned will be posted to the AAdvantage Business™ account.

For accounts opened prior to October 16th, 2023 that did not receive notification in the November 2023 billing statement of the new AAdvantage Business™ program: Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage® bonus miles typically will appear as a bonus in the primary cardmember’s AAdvantage® account 8-10 weeks after you have met the purchase requirements. AAdvantage® miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account.

No mileage cap

There is no maximum number of American Airlines AAdvantage® miles that you can accumulate through your Citi® / AAdvantage Business™ credit card account.

1 Loyalty Point per eligible AAdvantage® mile

For accounts opened on or after October 16, 2023 or accounts that received notification in the November 2023 billing statement of the new AAdvantage Business™ program: Loyalty Points may be earned by the primary credit cardmember and Authorized Users on purchases. 1 Loyalty Point accrues for every $1 on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Loyalty Points earned by the primary credit cardmember will be posted to the primary credit cardmember’s AAdvantage® account and Loyalty Points earned by an Authorized User will be posted to the Authorized User’s AAdvantage® account. Loyalty Points earned will be posted to the applicable AAdvantage® account in 8-10 weeks. Loyalty Points earned by primary cardmember and Authorized Users on any other Citi® / AAdvantage® credit cards where they are the primary cardmember will post to their individual AAdvantage® account.    

For accounts opened prior to October 16th, 2023 that did not receive notification in the November 2023 billing statement of the new AAdvantage Business™ program: 1 Loyalty Point accrues for every eligible AAdvantage® mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage® miles include the base miles earned on purchases, and do not include any bonus miles or accelerators. Loyalty Points may be earned on purchases made by primary credit cardmembers and Authorized Users.  Earned Loyalty Points will be posted to the primary cardmember’s AAdvantage® account in 8-10 weeks.

25% savings on eligible inflight purchases of food and beverage

Citi® / AAdvantage Business™ credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi® / AAdvantage Business™ card. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember’s card account. Applicable terms and conditions are subject to change without notice.

25% savings on inflight Wi-Fi purchases

Receive a 25% savings when you use your Citi® / AAdvantage Business™ card for the purchase of inflight Wi-Fi service from American Airline’s Wi-Fi merchants Gogo, Viasat, or Panasonic, and on American Airlines’ Wi-Fi Subscription Plan. This benefit applies to flights marketed and operated by American Airlines or on flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember’s card account. Applicable terms and conditions are subject to change without notice.

First checked bag free

For benefit to apply, the Citi® / AAdvantage Business™ account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember’s American Airlines AAdvantage® number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled. Eligible Citi® / AAdvantage Business™ primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi® / AAdvantage Business™ card, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Benefit does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage® status program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage » for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.

Preferred Boarding

For benefit to apply, the Citi® / AAdvantage Business™ account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember’s American Airlines AAdvantage® number 7 days prior to air travel. If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi® / AAdvantage Business™ primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice. Eligible Citi® / AAdvantage Business™ credit cardmembers board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.

American Airlines Companion Certificate

The primary credit cardmember will earn a $99 domestic economy fare American Airlines Companion Certificate after you spend $30,000 or more in purchases that post to your Citi® / AAdvantage Business™ credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs) the anniversary month will coincide with the month in which the annual fee is billed. To receive the Companion Certificate, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. After these conditions are met, please allow at least 8-10 weeks for availability of the Companion Certificate. You must have an open AAdvantage® account for the Companion Certificate to be awarded to your account and to redeem the certificate. When used according to its terms, the primary credit cardmember will pay a $99 companion ticket fee plus $21.60 to $43.20 in government taxes and fees, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic Main Cabin fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select Main Cabin inventory. The certificate must be redeemed and all travel completed by midnight of the Travel Expiration Date shown on the certificate. Valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle® flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. For residents of Alaska and Hawaii, the companion certificate is also valid for round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. For residents of U.S. Virgin Islands and Puerto Rico, companion certificate eligible travel is also defined as round-trip travel originating in either of those two territories and continuing to the 48 contiguous United States. The Companion Certificate is not redeemable for air travel on any oneworld® carrier or on an American Airlines codeshare flight. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the certificate.

*American Airlines Vacations℠ leisure discount program

This offer provides a 10% discount on non-flight components of qualifying American Airlines Vacations℠ travel packages. Discount will be applied to non-flight components (hotels, rental cars, theme park passes, sightseeing tours, etc.) when purchased via aavacations.com/citi ». The discount is applied to prices provided throughout the booking path and is reflected in the price page. A maximum of 6 passengers can be listed in a single reservation for an American Airlines Vacations℠ booking.

This discount is only available online via the designated American Airlines Vacations℠ discount program website accessible through aavacations.com/citi ». Accessing aavacations.com » via any other source will not provide this discount. Our professional reservations representatives are available by phone but the discount only applies to online bookings made via the designated American Airlines Vacations℠ discount program website. Any changes to a booking made by our reservations representatives will result in the loss of the discount. Cancellations are subject to all applicable penalties. All sales are subject to American Airlines Vacations℠ normal cancellation and refund policies, which vary by destination. Once you have selected your destination and itinerary, you should review these policies by reading the Terms and Conditions, available on the payment page, before purchasing your travel arrangements.

Authorized user

For accounts opened on or after October 16, 2023 or accounts that received notification in the November 2023 billing statement of the new AAdvantage Business™ program: An Authorized User is an employee or contractor of the Business added to the Card Account with a Card provided with that person’s name. Authorized Users must have or open an AAdvantage® account in their own name. Authorized Users must accept the AAdvantage Business™ terms & conditions to earn Loyalty Points. AAdvantage® miles earned on an Authorized User’s credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by Authorized Users will be posted to the AAdvantage® account of the Authorized User. You must pay us for all charges made or allowed by Authorized Users.  Authorized Users are able to get account information. Authorized Users must be employees or contractors of your business. The primary cardmember needs the Authorized User’s permission to give us any information about them that we request and to allow us to share information about them as allowed by applicable law. This includes information we may get from you, any Authorized User and others. It also includes information about their transactions on the account. Loyalty Points and AAdvantage® miles earned by Authorized Users on any other Citi® / AAdvantage® credit cards where they are the primary cardmember will post to their individual AAdvantage® account. 

For accounts opened prior to October 16th, 2023 that did not receive notification in the November 2023 billing statement of the new AAdvantage Business™ program: Employees may be added to the account as Authorized Users. Miles earned on an Authorized User’s credit card will be allocated to the AAdvantage® account of the primary credit cardholder and not to the Authorized User. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. Authorized Users must be employees or contractors of your business. You need the Authorized User’s permission to give us any information about them that we request and to allow us to share information about them as allowed by applicable law.  This includes information we may get from you, any Authorized User and others. It also includes information about their transactions on the account.

**AAdvantage Business™ FAQs
General

American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time with or without notice, and to end the AAdvantage® program with six months’ notice. Any such changes may affect your ability to use AAdvantage® Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints ». For complete details about the AAdvantage® program, visit aa.com/aadvantage ». For the AAdvantage® terms and conditions, visit aa.com/aadvantageterms ».

Travel booked on American Airlines may be American Eagle® service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.

American Airlines, American Eagle, AAdvantage®, AAdvantage Million Miler™, AAdvantage Business™, Flagship, Admirals Club, AAdvantage Executive Platinum®, AAdvantage Platinum Pro®, AAdvantage Platinum®, AAdvantage Gold®, AAdvantage MileUp®, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.

oneworld® is a registered trademark of the oneworld Alliance, LLC. © 2022 American Airlines, Inc. All rights reserved.

Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.

Mastercard and World Elite Mastercard are registered trademarks, and the circle design, is a trademark of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

© 2024 Citibank, N.A. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.

If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage® miles for purchases made with your card, suspending or closing your Citi® / AAdvantage® card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage® miles or (4) using your account other than for personal, family or household purposes.

For accounts opened on or after October 16, 2023 or accounts that received notification in the November 2023 billing statement of the new AAdvantage Business™ program: The Card Account is only available if the Business has an open and current AAdvantage Business™ membership in its name. The primary cardmember and each Authorized User must also have an open AAdvantage® program membership in their name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage Business™ membership. Citi reserves the right to cancel the primary cardmember Card Account if you or American Airlines terminates or deactivates your AAdvantage® program membership. If an Authorized User or American Airlines terminates or deactivates the Authorized User’s AAdvantage® program membership, Citi may cancel the Authorized User’s credit card.

For complete details about the AAdvantage® program, visit aa.com/aadvantage.

For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness

For accounts opened prior to October 16th, 2023 that did not receive notification in the November 2023 billing statement of the new AAdvantage Business™ program: The Card Account is only available if you have an open AAdvantage® program membership in your name. Each Authorized User must also have an open AAdvantage® program membership in their name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage® program membership. If an Authorized User or American Airlines terminates or deactivates the Authorized User’s AAdvantage® program membership, Citi may cancel the Authorized User’s credit card.

For complete details about the AAdvantage® program, visit aa.com/aadvantage

For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness

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